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        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
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  <!-- Homepage - Highest priority -->
  <url>
    <loc>https://mortgageleadgenerator.com.au</loc>
    <lastmod>2024-08-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Main service pages - High priority -->
  <url>
    <loc>https://mortgageleadgenerator.com.au/how-it-works</loc>
    <lastmod>2024-08-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/contact</loc>
    <lastmod>2024-08-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/how-to-buy-home-loan-leads</loc>
    <lastmod>2025-10-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Content/Blog pages - Medium-high priority -->
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/complete-mortgage-leads-guide</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/mortgage-lead-gen-conversion-tips</loc>
    <lastmod>2025-11-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/7-Tips-to-Maximise-Your-Mortgage-Leads-Investment</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/home-loan-speed-to-lead</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/Mortgage-Loan-Lead-Generation-Ready</loc>
    <lastmod>2025-10-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/converting-mortgage-refinance-leads</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/on-page-vs-off-page-mortgage-leads</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/insights/generate-mortgage-leads</loc>
    <lastmod>2026-01-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/refi-leads</loc>
    <lastmod>2026-01-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- About/Team pages - Medium priority -->
  <url>
    <loc>https://mortgageleadgenerator.com.au/mortgage-lead-generation-company</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/archive</loc>
    <lastmod>2025-11-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Legal/Compliance pages - Lower priority but important -->
  <url>
    <loc>https://mortgageleadgenerator.com.au/privacy</loc>
    <lastmod>2024-08-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  
  <!-- Thank you pages - Low priority -->
  <url>
    <loc>https://mortgageleadgenerator.com.au/thank-you</loc>
    <lastmod>2024-08-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://mortgageleadgenerator.com.au/thank-you/privacy</loc>
    <lastmod>2024-08-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
</urlset>